Herts Insurance Consultants has over one hundred different insurance schemes for Minis.
Altogether about 5.3 million Minis rolled off the production line between 1959 to 2000 and Mini numbers continue to rise after the launch of four new Minis in 2001. For modern Minis alone there are 372 different interior trim and 319 different exterior options. Allowing for all variant possibilities, it is theoretically possible to produce literally millions* of different variants of the new Minis.
So it’s not surprising that getting insurance for a particular Mini is a bit of a minefield because of all the different models of different ages and in different states of repair. However, Herts Insurance Consultants, HIC, is an expert at insurance for all Minis – old and new, from Classics to modern souped-up models and even foreign left-hand drive models. HIC now boasts over one hundred different insurance schemes for Minis.
By using different underwriters HIC can tailor its insurance schemes to suit a client’s individual requirements and lifestyle. The policies are designed with a range of options that can be mixed and matched so owners can get exactly the cover they need without paying extra for cover they don’t need.
The options include: flexible limited mileage, classic rally days and track days cover, independent agreed value cover, modifications on a like for like basis, ICE cover, breakdown cover and salvage retention. There are additional discounts of up to 20% for female drivers and enthusiasts.
HIC plays an active role in the car enthusiast’s world sponsoring events like Mini rallies, shows and track days. HIC’s trained insurance advisers have expert knowledge of Minis and the Mini scene and many are Mini owners themselves.