The sub-125cc motorbike, scooter and twist ‘n go market has exploded in recent years. Cheap to buy and cheap to run, with low fuel costs, they’re also fun and, thanks to their nippy handling, they’re fast through the traffic, too. So it’s no surprise that they appeal so strongly to teenagers, commuters and anyone looking for an economical means of transport.
There are also more manufacturers then ever producing them – and this is a problem, as the official ABI database (compiled by the Association of British Insurers) can’t keep up with all the new models and marques. Which means many insurers simply can’t touch lots of the new ’sub-125’s – and owners can find themselves with a real problem getting cover.
Now Bikesure has launched a scheme that will insure any sub-125cc machine, no matter what the brand. Called One2Five, and underwritten by Norwich Union, Bikesure believes it’s the most flexible scheme for the small bike and scooter rider.
“One2Five can handle any bike make, any age of driver and any level of cover,” says Robert Balls of Bikesure. “We’ll not only cover brands that other insurers can’t or won’t touch, we’ll also insure riders and bikes that many exclude – such as a 17 year old on a race style bike.”
Despite its flexibility One2Five is very competitively priced – in fact Bikesure believes the scheme delivers some of the cheapest bike insurance premiums on the market for bikes under 125cc.
“If you’re a standard rider with a standard bike, you can even buy online,” adds Robert Balls. “If the bike is a bit off the wall, or if the rider has any convictions or other special conditions, then it’s best to give us a call for the cheapest quote.”
Amongst the extras for the Bikesure scheme is a special ‘new for old’ feature for brand new bikes. If a new bike is written off within six months of purchase, One2Five will replace it with no depreciation.